When I applied for CD I also applied for free checking account and was emailed the Certificate and Checking account info. Funding account by ACH has a very low Max, $3k, was easy to work around it though. First no hard credit check, they did send me a link on phone to take a picture of my license and that was it for verifying. Opened this account and was pretty easy and wanted to give a quick review for anyone interested in opening. To look for the best CD rates, both nationwide and in your state, please refer to our CD Rates Table page. When compared to the similar length-of-term CDs tracked by, which are available within the Bank’s online market area and require a similar minimum deposit, UniBank's 14-month CD Special APY currently shares the top spot with INOVA Federal Credit Union’s 14-month CD. UniBank is currently the 25 th largest bank in Massachusetts, with assets in excess of $1.6 billion and nearly 44,000 customer accounts. UniBank was established in 1988 when Uxbridge Savings Bank and Whitinsville Savings Bank merged, with the two Massachusetts banks bringing a combined 293 years of banking experience. Please refer to our financial overview of UniBank (FDIC Certificate # 90290) for more details. In the past year, UniBank has increased its total non-brokered deposits by $40.15 million, an above average annual growth rate of 2.77%. UniBank has an overall health grade of "B+" at, with a Texas Ratio of 8.46% (excellent) based on Septemdata.
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